:root{
  --bg:#f7f2e7;--paper:#fffdf7;--ink:#1d1b18;--muted:#665f55;
  --gold:#a67926;--gold2:#d8bd73;--lapis:#193d62;--line:#ded5c5;
  --shadow:0 14px 40px rgba(29,27,24,.08)
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:var(--lapis);text-decoration-thickness:1px;text-underline-offset:3px}
img{max-width:100%}
.wrap{width:min(1120px,calc(100% - 36px));margin:auto}
.site-header{background:#151719;color:#fff;border-bottom:1px solid #292d30;position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;gap:22px;min-height:68px}
.brand{font-family:Georgia,serif;font-weight:700;font-size:1.25rem;letter-spacing:.02em;color:#fff;text-decoration:none;white-space:nowrap}
.brand span{color:var(--gold2)}
.navlinks{display:flex;gap:16px;align-items:center;margin-left:auto;flex-wrap:wrap}
.navlinks a{color:#eee;text-decoration:none;font-size:.94rem}
.navlinks a:hover{color:var(--gold2)}
.hero{padding:76px 0 52px;background:linear-gradient(145deg,#0f1821,#1d2f42 60%,#322816);color:#fff}
.kicker{text-transform:uppercase;letter-spacing:.12em;font-weight:800;color:var(--gold2);font-size:.78rem}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.18}
h1{font-size:clamp(2.4rem,6vw,4.9rem);max-width:900px;margin:.25em 0}
h2{font-size:clamp(1.7rem,3vw,2.5rem);margin-top:1.7em}
h3{font-size:1.25rem;margin-top:1.5em}
.hero p{max-width:780px;font-size:1.12rem;color:#e4e5e7}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.btn{display:inline-block;padding:13px 18px;border-radius:999px;background:var(--gold2);color:#1a1710;text-decoration:none;font-weight:800;border:1px solid #efd992}
.btn.secondary{background:transparent;color:#fff;border-color:#67717a}
main{padding:52px 0}
.article{width:min(820px,calc(100% - 36px));margin:auto}
.article header{margin-bottom:26px}
.eyebrow{font-weight:800;color:var(--gold);text-transform:uppercase;letter-spacing:.1em;font-size:.78rem}
.lead{font-size:1.16rem;color:#39352f}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:var(--shadow)}
.card h3{margin-top:0}
.card p{color:var(--muted)}
.note,.claimbox,.warning,.cta{border-radius:14px;padding:18px 20px;margin:24px 0}
.note{background:#eef3f6;border-left:4px solid var(--lapis)}
.claimbox{background:#fff8df;border-left:4px solid var(--gold)}
.warning{background:#fff2eb;border-left:4px solid #a34f2d}
.cta{background:#182433;color:#fff;border:1px solid #33475c}
.cta a.btn{margin-top:8px}
.small{font-size:.9rem;color:var(--muted)}
.breadcrumbs{font-size:.88rem;color:var(--muted);margin-bottom:24px}
.breadcrumbs a{color:inherit}
table{width:100%;border-collapse:collapse;background:var(--paper);margin:20px 0}
th,td{padding:12px;border:1px solid var(--line);text-align:left;vertical-align:top}
th{background:#f0e7d5}
ul.check li{margin:.5em 0}
.related{margin-top:42px;padding-top:24px;border-top:1px solid var(--line)}
.site-footer{background:#151719;color:#cbd0d4;padding:42px 0;margin-top:64px}
.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
.site-footer a{color:#e8e0ca}
.disclosure{font-size:.9rem;color:#b9c0c5}
@media(max-width:800px){
 .site-header{position:static}.nav{align-items:flex-start;padding:16px 0;flex-direction:column;gap:10px}
 .navlinks{margin-left:0;gap:12px}.grid,.footergrid{grid-template-columns:1fr}.hero{padding:52px 0 38px}
}